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September 08, 2026

Can A Home Security System Lower Insurance Rates In Los Angeles?

You bet! The majority of insurers provide discounts for home security systems in Los Angeles, frequently ranging from 5-20% depending on several different variables. Savings can differ widely based on your location, the type of system you select, and the insurer. Learn how to maximize your savings while giving your family the best protection possible

Why Do Insurers Offer Home Security Discounts?

Home security systems reduce the risk of theft, which means the probability of your insurer paying out are minimized. Whenever you have monitored smoke detectors, water sensors, and CO sensors linked to your home’s security, the potential for damage caused by flooding and fires goes down as well. You help the insurer by decreasing their risk of paying. As a result, they’re happy to offer a discount.

What Los Angeles Home Security Systems Give You The Biggest Discount?

It makes sense that you are looking to save as much as you can. Here’s how to do it:

  • Get a monitored system. A monitored system is best for your loved ones, and it’s typically required by insurance companies to be eligible for a discount. Gain the peace of mind you deserve and save money in the process.

  • Include monitored environmental devices. There’s a good chance you’ll enjoy a bigger discount by lowering the risk of damage due to fires, CO leaks, and flooding. Getting your smoke alarms, water sensors, and CO detectors monitored also gives your family an essential backup during urgent situations.

  • Choose a comprehensive system. Choosing a multi-layered defense with indoor and outdoor cameras, window and door sensors, motion sensors, smart locks, and more, will be viewed favorably by the insurer and lead to a bigger discount.

Installing a surveillance camera by itself doesn’t automatically get you a discount. Remember that your system will need to be professionally monitored. 

Steps For Getting Your Home Security Insurance Discount In Los Angeles

Step one of lowering your premiums is to contact the insurance provider once you’ve installed your home security system. They will likely want to view documents such as a certificate of installation or a monitoring agreement. Top home security providers like ADT often work with insurers and can assist with the required paperwork.

ADT Systems Check All The Boxes For Insurance Discounts

Choose the best protection for your property and take advantage of an insurance discount with an ADT security system in Los Angeles. Boasting the nation’s most extensive monitoring network, ADT offers the best in 24-hour professional monitoring. You’ll also benefit from multi-layered systems with video cameras, smart locks, environmental alarms, and more.

How Much Could You Save? Create Your New ADT System In Los Angeles Today

The real benefit of ADT home security systems is the outstanding protection they provide for your Los Angeles family. Saving money on your home insurance is a nice bonus. Design your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Place a call to (310) 421-1393 or fill out our form on this page.

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